Bill Penney Ford Finance Center

A Finance Center Working for You!

At Bill Penney Ford, we offer competitive financing rates and terms on our great selection of new and used trucks, cars, and SUVs.

Offering resources to help you breeze through various aspects of the car-shopping experience is what our team at Bill Penney Ford is here for. One of the keys to car shopping around Birmingham, Sumiton, and Cullman, AL, is developing a solid financial plan. With guidance from our financing center, we're confident we can help you build a structure that fits within your budget and allows you to drive off in your favorite model.

The financing resources we provide are a mixture of in-person assistance and remote opportunities such as speaking with our team online or using our online tools.

Developing Your Financial Plan

When we get down to helping you develop the right plan, we're going to focus specifically on your lifestyle, budget, preferences, and other interests. Financing is an inherently versatile process, so the more we know about you, the more we can lend a hand.

Our advisors not only have a wealth of experience when it comes to the ins and outs of financing, but they also have deep ties to the local area. So if you're trying to secure a loan, their relationships with lenders is going to be handy.

We're also happy to help you determine the best course of action for yourself, whether that's leasing a model, buying it outright, trading in your current vehicle, or something else.

Pairing You with Your Favorite Model

If you're set on the vehicle you want, but don't know how to work out the financing logistics, we're here to help. We have a diverse inventory of new and used vehicles for you to sort through. If one particular model catches your eye, you can first turn to the online monthly payment estimator to see how much the vehicle would cost on a month-by-month basis.

Once you speak with our team, they'll provide you with different opportunities to acquire the model. Maybe it's a specific lease agreement with favorable terms, or maybe they're able to create a specific long-term or short-term payment plan that allows you to drive off in your preferred model.

Online Tools

Giving you the chance to start the financing process on your own is something we take great pride in. Our online tools like the pre-approval form, not only help you, but help us also. If you fill out the form, we'll have a better understanding of your situation. From there we can start putting together financing ideas that will make sense for you.

There's the handy trade-in calculator, also. If you're ready to move on from your current ride, the trade-in calculator will give you an approximate trade-in value for your current vehicle.

Phone Numbers:Service Hours:
  • Mon - Fri7:30 AM - 6:00 PM
  • Sat - SunClosed
Parts Hours:
  • Mon - Fri7:30 AM - 5:30 PM
  • Sat - SunClosed

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Contact Us
Bill Penney Ford 33.838251, -087.228677.